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Free download

PCMY - Property Calculator Malaysia is an all-in-one toolkit that can quickly analyze property financial calculations when you're researching a home or an investment property.

Get an edge over other investors by using the App. Perform due diligence, calculate and understand the numbers in just a few clicks. Find the best real estate deal, estimate entry costs, mortgage instalment, cash flow, RoI, profit and more related to real estate investing at your fingertips.

Every function has been simplified and tested thoroughly to cater for real life application. Undeniable, this could be the perfect app for first time home buyers, real estate investors, real estate agents/ negotiators, property lawyers, loan officers, mortgage bankers in Malaysia.

★ Estimate home loan, entry cost, price/ area & investment analysis - (pre/ new launch/ subsale)
★ On/ Off for first time home buyer rebates
★ Generate Pie Chart & Amortization schedule table
★ Extra payments - (Understand how to save interest by increase monthly repayments)
★ Debt Service Ratio (DSR) & loan eligibility - (auto calculate EPF, SOCSO, EIS, & PCB)
★ Compare loans & entry costs side by side
★ Mortgage refinancing calculator
★ Unit converter
★ Valuation fee calculator
★ Legal Fees & Stamp Duty calculator - (purchaser/ vendor)
★ Real Property Gain Tax (RPGT) calculator
★ Tenancy agreement (TA) calculator
★ Balance release (SPA) calculator
★ Liquidated Ascertained Damages (LAD) calculator
★ Affordability calculator
★ Rental Yield (RY) calculator
★ Return on Investment (RoI) calculator
★ Cash-on-Cash Return (CoCR) calculator
★ Share property info
★ Appointment checklist
★ Simple digital compass
★ Malaysia's property terms and glossary
★ Fetch Effective Lending Rates (ELR) & Base Rates (BR) online from Bank Negara Malaysia (BNM)
★ Resources - (collection of useful articles related to property)
- understand what should do before buy;
- timeline of purchasing a property;
- incentives for home buyers and more.
★ Consolidated popular property listing websites for reference, helps user save up phone's storage from downloading abundance of Apps
★ Notes and references are provided for better understanding on how the figure is generated - (click on each label in the result page to view details)
★ Export result to PDF format and share it easily with anyone by email, SMS and other social sharing platforms available on user's phone

PCMY - Property Calculator Malaysia is currently free to use and download. If you find the App is helpful, we would appreciate if you can rate us on Google Play Store. Thank you.

We’d love to hear your feedback
Rate our app or email us @

Location & internet permissions
- Uses the last known location to display appropriate AD (doesn't request location updates proactively)
- Uses the internet for analytics, sharing purposes and fetch information from the server

Storage permission
- For appointment checklist & save PDF file  


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- Bug fixed for Banner Ad cover functionality of the App
Download & try it now! Thank you

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is there any ios version available for download?

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Sorry Chloe, so far only Android and Huawei OS. thanks 

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- Added Test Monthly Eligibility in Mortgage & more info in Amortization
- Added Pie Chart for most of the available functions
- Slight PDF format update
- More flexibility in DSR & Eligibility for Test Loan Eligibility
- RPGT rates updated
- App enhancement, removed unwanted 3rd party SDK and permissions, and bug fixes
Download & try it now! Thank you