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Is this any different previously where we just insert our MyKad to any Bank Negara branch for our Credit Report printout?

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Ya, agreed. UTC is awesome! And they are way more efficient than normal office.

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Making good use of tax payer money... 

I think we are the only country in the world to offer government counter services outside of normal working hours?

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@domng Truly agree with u dom. Make use of what we have paid.

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@domng I'm not so sure if we are the only. Hope they make use of what we paid for every year seriously, but i can say we are really improving