market slowing down - only for new development & properties >500k. Buyer for unit 100k to 500k is currently very active
Volume is down - what volume? housing volume is still increasing with new development launch here and there (just not sellable during this time). Subsale house is available (eventhough buruk, but it is like diamond in the mud if u able to find it). Buy 1 fast
Loan rejection is high - Correct if u are blindly submit loan application. Learn some strategies to get loan approval from blog/guru. Even loan with current DSR 70% (exclusive of new properties) is still approve with right strategies. Buy 1 once u equipped with strategies
Price is going down - only for subsale since huge competition. recent purchase got 20% below MV with fully furnish (worth>RM10k). buy now and just hold 5 years (to avoid paying RPGT) then u can get cash at least RM200k
occupancy rate dropping - Agreed for high end properties. Then, where are they going? not under the bridge, but to the medium cost properties. Purchase one unit, and u will get tenant with high quality mindset (good paymaster)
Conclusion: Buy now