In other words. The property can be co-owned and sign on the same SnP. But when come the mortgage... bank cannot process joint mortgage with a friend?
@6011_3531_5354 Hi, two friends with no immediate family relation can JV to get mortgage loan ( up to 90% ). Provided both individual do not have two property being financed already or there will be a slash in margin. As 3rd property for two no relation individual is 50% LTV rather than the usual 70%. This is my banks policy anyway not sure about other bank. The bank I'm referring to is standard chartered bank.
@domng source of income do not really cause a problem, nationality may prove to be a key factor thou as loan applicants from high risk country tend to be rejected unless they are working in Malaysia and salaried in Malaysia. Pure foreigner from high risk/sanctioned country definitely will be rejected.