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I did regret for buying a car first when I start working. Now that I think back, if i buy a house first when my income is stable. Car is not capital appreciate like property meanwhile we still paying for it for years. 

Years back, KL public transport is not that convenience but now i would say it's quite convenience, so it's better for youngster not to buy car first instead save more to buy a house. 

What do you all think? Let's discuss^^

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there is no wrong to buy car if you need car to travel to many different location to generate income/salary.

However, for people who newly graduate and intend to buy first home in 1-2 years time by earning only 3-4K at the starting point, is not encourage to buy car first, coz it will reduce your approval rate of housing loan application due to high debt service ratio and low disposable income.

however, still can join loan with your parent or siblings to get first home.

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Exactly, DSR gone if car loan still there. 

Join loan with siblings is kinda hard nowadays too, because even themself also want to buy property i guess. Parents kinda hard to due to age 

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It depends on your needs. If you are in sales line which require car and income is decent, why not?

For DSR, its about your income only. Not really about car, unless your job nature dont really need it

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Can buy a used car instead of a new car... which depreciate less.

Brand new cars depreciate the most during the first 2 to 3 years.



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O year.......................

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@windzneom Yes , totally agree what you said , don't Buy car 1st if Not necessary ... 

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@windzneom thanks for sharing