I would like to know too. Some claim can be done which I hav no idea about it
All banks have to comply with BNM ruling.
The only situation you can get 90% loan of your 3rd property is that:
your 3rd property is actually the one and only property that you have in CCRIS whereby another 2 property had been paid off.
If there is currently 2 property that is on loan with the bank in CCRIS, your 3rd property will automatically be granted 70% loan based on SnP pricing.