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Is there any way for a 20 years old to finance a loan from bank to purchase a unit of RUMAWIP? The eligibility of RUMAWIP is above 18 years old and from what I know, one should be 21 years old & above to be qualified to borrow loan from a financial institution. 


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It used to have up to 40 years many years ago, however now as I understand only MBSB provide up to 35 years and most of the other banks only up to 30 years.

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Do you know, the typical maximum tenure and loan % for commercial unit?

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Commercial unit max loan tenure 25-30 years (depends on the banks) and max margin of financing for a commercial loan is fixed at 85%.

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@henry thank you for your great sharing