Interestingly come through some articles about should we settle our mortgage early. 

Would like to seek advice from sifus here, what are your thoughts? 

what is the difference between flexi loan and term loan?

nicsonic so you meant only flexi loan you could settle the loan earlier in advanced but not term loan? 

I only know fixed interest loan and floating interest loan (based on Base Rate)... some loans tie to a current account to reduce the interest if you set aside some money in the current account to offset the interest. Correct me if i am mistaken?

@Ace thanks for sharing