Someone have a saying, if one don't have a big head, should not wear a bit hat, take calculated risk at all times, can one afford to not work for 6 months, this 6 months of emergency funds should be in everyone's bank account

@carmenfoong Words of wisdom =O) Those with financial commitments such as family or hire purchase loans should budget up to 12 months' funds just in case.

@JohnL can't agreed more on you!

@admin_ps thank you for sharing