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I am in the midst of applying for my housing loan. Need some advise on the difference between MRTA and MLTA.

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@Nic...yes agree with you. I have seen cases where the co-owners chose MLTA insurance coverage which only cover 50% loan because the property is jointly owned by 2 parties.

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@domng, UOB Bank. When I took up their home loan, it's compulsory to also take up their MRTA / MLTA. It's in the agreement. 

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however, it is still subject to underwriting requirement. High risk people even customers want to buy also cant :)

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High risk people who don't repay loan or High risk people who need to claim for MRTA and MLTA? LoL :^)